If you are NOT a member, and want to enjoy access to
any of this site's premium resources,
please select one of the DJE subscriber packages below.
More details about each can be found on our Services & Products page.
A variety of paid subscriber services and products are available to institutions as well as individuals. BASIC and PREMIUM membership levels include a 2-week introductory trial period during which you may cancel at any time.
After checking out the available options below — and perhaps sampling some of Dwight's products — just click on your preferred level to process online payment via PayPal*.
If you prefer, contact us to arrange for billing in order to submit your payment annually by check.
*We employ PayPal because of their high level of security for virtual transactions, offering our customers an extra layer of assurance when payments are processed. You are NOT required to utilize this method of payment and can opt for check payments.
Subscribers will be given access to protected web pages containing the Longer-term Commentary and the Daily Commentary ("DJ's Viewpoints") and its frequent intra-day updates. Users can also elect to receive opening and closing commentaries via e-mail. (Members may OPT IN when subscribing, and may opt out of one or both emails at any time.)
Annual Subscription $199
Quarterly Subscription $60
Includes all the features of Basic Service, with an upgrade of availability to up to five users at credit unions (or their board members). This fee will also include access to quarterly web casts provided by CCUL and frequent monthly short videocasts from DJ Economics as described below.
A special feature at this level will be an Interest Rate Forecast and Economic Chart package. The Interest Rate Forecast will include Dwight’s forecast, three alternative scenarios, and the consensus among Wall Street economists for rates and key economic indicators. The Interest Rate Forecast and Economic Chart Package will include the latest key economic indicators, and will be updated once per month, along with an occasional Chart Chat, a short YouTube video presentation discussing the charts. Many users will find these packages useful to include in their ALCO and Board packages along with the Longer-term Commentary.
Annual Subscription $499
Quarterly Subscription $150
Please contact DJ directly at (909) 215-3657
Dwight Johnston has delivered many economic presentations for annual board planning sessions as well as industry meetings. Dwight focuses on easy to understand explanations of the challenges ahead for credit unions. A key feature of each presentation is an analysis of different outcomes, which helps credit unions during planning sessions in focusing on the risks and opportunities ahead. These presentations have been very well received. Fees and references are available on request.
We can also help with any custom educational needs. If you need either in-house or member education in the field of economics, interest rates, and fixed income portfolio management, let us see if we can help. Either call the number above, or ask for specific information on our Contact page.
Consulting and Portfolio Reviews
In addition to his economic expertise, Dwight has over thirty years in the investment business and has managed large bond portfolios in the past. As investment of liquidity becomes more challenging in this low interest rate environment, Dwight can review your portfolio and make general recommendations in light of your overall balance sheet structure. This will not be a number crunching service. Dwight will take your data and provide a written analysis regarding structure and quality. This service will be an independent outsider’s look at your portfolio. Fee will be dependent on requirements of the credit union.
Services under this category are flexible. You might just need some ad hoc advice from time to time. If so, let us know.